|
|
|
|
|
|
|
Interest Income
|
17,818
|
68,990
|
57,890
|
49,318
|
42,361
|
|
Interest Expense
|
4,991
|
20,322
|
14,190
|
8,793
|
6,255
|
|
Net Interest Income
|
12,827
|
48,668
|
43,700
|
40,525
|
36,106
|
|
FTE Net Interest Income
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Provision for Loan Losses
|
419
|
1,170
|
1,069
|
1,380
|
3,810
|
|
Service Charges on Deposits
|
134
|
556
|
508
|
383
|
401
|
|
Gain on Sale of Loans (FAS 140)
|
0
|
0
|
0
|
0
|
0
|
|
Loan Fees & Charges
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Bank-owned Life Insurance Revenue
|
119
|
501
|
525
|
553
|
540
|
|
Other Noninterest Income
|
(49)
|
184
|
198
|
158
|
81
|
|
Total Noninterest Income
|
232
|
1,281
|
1,231
|
1,094
|
1,022
|
|
Realized Gain on Securities
|
12
|
54
|
(17)
|
134
|
2
|
|
Nonrecurring Revenue
|
0
|
0
|
0
|
1
|
0
|
|
Compensation & Benefits
|
4,486
|
18,012
|
18,327
|
14,820
|
12,548
|
|
Occupancy & Equipment
|
856
|
3,599
|
3,337
|
3,026
|
2,906
|
|
Marketing and Promotion Expense
|
NA
|
393
|
599
|
524
|
460
|
|
Professional Fees
|
NA
|
713
|
768
|
620
|
532
|
|
Tech & Communications Expense
|
NA
|
1,677
|
1,492
|
1,304
|
1,435
|
|
Foreclosure & Repo
|
NA
|
NA
|
(18)
|
20
|
1
|
|
Other Expense
|
1,798
|
4,307
|
3,994
|
3,812
|
3,096
|
|
Total Noninterest Expense
|
7,140
|
28,701
|
28,499
|
24,126
|
20,978
|
|
Nonrecurring Expense
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Provision Net Revenue
|
5,919
|
21,248
|
16,432
|
17,493
|
16,150
|
|
Non-FTE Pre-Provision Net Revenue
|
5,919
|
21,248
|
16,432
|
17,493
|
16,150
|
|
Net Income before Taxes
|
5,512
|
20,132
|
15,346
|
16,248
|
12,342
|
|
Provision for Taxes
|
1,011
|
4,211
|
3,172
|
7,264
|
4,041
|
|
Effective Tax Rate(%)
|
18.34
|
20.92
|
20.67
|
44.71
|
32.74
|
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
|
Net Income
|
4,501
|
15,921
|
12,174
|
8,984
|
8,301
|
|
Other Changes to Net Income
|
NA
|
(67)
|
(73)
|
(56)
|
0
|
|
Net Income Avail to Common
|
4,501
|
15,854
|
12,101
|
8,928
|
8,301
|
|
Net Income for Diluted EPS
|
NA
|
15,857
|
12,105
|
8,931
|
8,301
|
|
EPS after Extra($)
|
0.33
|
1.17
|
0.89
|
0.66
|
0.63
|
|
EPS after Extra Growth(%)
|
22.20
|
31.50
|
34.80
|
4.40
|
(7.10)
|
|
Pre-Provision Earnings per
Share($)
|
0.34
|
1.23
|
0.95
|
0.84
|
0.80
|
|
Net Income
|
4,501
|
15,921
|
12,174
|
8,984
|
8,301
|
|
Total Other Comprehensive Income
|
2,829
|
1,743
|
(284)
|
(102)
|
(210)
|
|
Comprehensive Income
|
7,330
|
17,664
|
11,890
|
8,882
|
8,091
|
|
Interest Earned on Loans
|
16,625
|
63,920
|
53,716
|
46,667
|
40,250
|
|
Int Inc: Securities
|
893
|
3,087
|
2,557
|
2,131
|
1,943
|
|
Int Inc: Other Earn Assets
|
300
|
1,983
|
1,617
|
520
|
168
|
|
Int Inc: Secs & Oth Earn Assets
|
1,193
|
5,070
|
4,174
|
2,651
|
2,111
|
|
Int Inc: Total Earn Assets
|
17,818
|
68,990
|
57,890
|
49,318
|
42,361
|
|
Int Exp: CDs
|
3,110
|
11,718
|
8,159
|
5,373
|
4,229
|
|
Int Exp: Other Deposits
|
1,348
|
6,099
|
3,148
|
1,379
|
1,182
|
|
Int Exp: Total Deposits
|
4,458
|
17,817
|
11,307
|
6,752
|
5,411
|
|
Int Exp: Debt
|
533
|
2,505
|
2,883
|
2,041
|
844
|
|
Int Exp: Total Int-bearing Liab
|
4,991
|
20,322
|
14,190
|
8,793
|
6,255
|
|
Data shown on this page is extracted directly from the company’s documents. S&P makes every
effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these items
in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially resulting
in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the
data.